CreatorLayer Documentation
CreatorLayer is income verification infrastructure for the creator economy. We connect platform data (Stripe, YouTube, and more) to produce a Risk Tape — a standardised, machine-readable credit file that lenders can integrate directly into their underwriting workflows.
Quick links
| Topic | Description |
|---|---|
| Risk Tape v1 Overview | What the tape contains and how to read it |
| Schema Reference | Every field, type, and constraint |
| Metrics | How each risk metric is computed |
| Eligibility | RBF eligibility rules and tier logic |
| Data Quality | Scoring methodology (0–100) |
| API Reference | OpenAPI-documented endpoints |
| Authentication | API key auth (Bearer token) |
Current status
- Schema version:
1.0.0 - Platforms with verified income: Stripe, YouTube
- Products: Revenue-Based Financing (RBF)
- Jurisdictions: EU (GDPR-compliant)