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Creatorlayer Documentation

Creatorlayer is income evidence infrastructure for the creator economy. Currently supports YouTube and Stripe. Additional platform integrations (Twitch, TikTok, Patreon) are in development. The platform produces a Risk Tape — a standardised, machine-readable credit file that lenders can integrate directly into their underwriting workflows.

TopicDescription
Risk Tape v1 OverviewWhat the tape contains and how to read it
Schema ReferenceEvery field, type, and constraint
MetricsHow each risk metric is computed
EligibilityRBF eligibility rules and tier logic
Data QualityScoring methodology (0–100)
API ReferenceOpenAPI-documented endpoints
AuthenticationAPI key auth (Bearer token)

System architecture

Current status

  • Schema version: 1.0.0
  • Platforms with verified income: Stripe, YouTube
  • Products: Revenue-Based Financing (RBF)
  • Jurisdictions: EU (GDPR-compliant)